Kroo Bank - Mobile Banking

4.7
9.93K reviews
100K+
Downloads
Content rating
PEGI 3
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About this app

INTUITIVE SPENDING

One home for your money. Spend. Track. Settle up with friends. You’ll also get real-time spending insights. These break down and categorise your transactions. Lovely.


NO MONTHLY FEES

Our current account is free to open with no monthly fees. And you can apply to access an overdraft (subject to status), currently by invitation only.


ZERO FEES OVERSEAS


Spend using your Kroo debit card at home and abroad, where Visa is accepted, with zero fees.

We won’t charge you for using ATMs overseas. Just bear in mind that many ATM providers may charge a separate fee for using their ATM.


PEACE OF MIND

FSCS deposit protection up to £85,000 per customer
Face ID. Android Fingerprint
Multi-factor authentication
UK-based customer support
Freeze and unfreeze your card.


INTEREST FOR YOU

With a Kroo current account, you’ll earn interest at 1.10% below the Bank of England base rate on your current account balance up to Ā£500,000. And it’s paid into your account monthly.

AER means annual equivalent rate. It shows you the yearly rate if we paid interest on top of interest. Gross interest is the contractual rate of interest.



KROO FLEXIBLE CASH ISA
The fully flexible cash ISA.

Top-up or withdraw whenever you need, with no penalties, and without affecting your £20,000 allowance.

Start saving tax-free today.

Our customer privacy policy can be viewed here: https://www.kroo.com/customer-privacy-notice


OUR MISSION

Our goal is to be trusted and loved by our customers because we have their backs.

We are a fully licensed UK bank, authorised by the Prudential Regulation Authority (PRA) and regulated by the Financial Conduct Authority and the PRA. Our Firm Registration number is 953772.

Head to kroo.com to find out more. Current account applications and account management are via the app only.
Updated on
2 May 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, Personal info and 5 others
This app may collect these data types
Location, Personal info and 6 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.7
9.67K reviews
p Peters
2 March 2025
App has an intuitive UI, but is painfully slow. If you ever have to scroll through your transaction history you'll want to cry. I've suggested features to them that would help e.g. allowing filters in my transaction history, or showing "all transactions with this account/vendor" or similar, but no changes. Otherwise it's fine, it's a banking app. It works, just slow
2 people found this review helpful
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Adam Jones
20 February 2025
Decent app, nice and smooth. Easy to set up. Good interest rate. A few things letting them down though at the moment. No option to search transactions. No option to save references for transfers. Until these basics get implemented it's hard to recommend using as a main account. Also transfers sometimes take a few hours.
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L
27 February 2025
The app is really slow, needs fixing. It's so slow that android repeatedly shows the "Application not responding" popup with an option to restart the app. Also the app doesn't allow you to use two phones, when you log into the app on another it will log the previous one out so you have to do video verification again :/
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What's new

We've made some updates to make your Kroo experience even smoother.