Zable - Mobile Finance

4.8
66.6K reviews
500K+
Downloads
Content rating
PEGI 3
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About this app

Hi, we're Zable. Download our app to join over 1 million of our credit card and loan customers.

Rated 'Excellent' on TrustPilot:

- Quick eligibility check: it won't affect your credit score
- Apply in minutes: simple, straightforward, paperless card and loan application
- Manage your money: credit card transactions, loan payments, and credit score
- Repay card in minutes: make card payments in the app
- Google Pay: most approved customers are eligible for a virtual card immediately
- Credit score: see your Equifax score
- Credit that grows with you: we automatically review your account for credit limit increases and let you know when you're eligible
- No hidden card fees: at home or abroad
- Simple to use: manage your card or loan in the app

Zable Credit Card:

Track your credit, spending, score, and payments all in one place on our simple, easy-to-use app. Zable cards are available with Google Pay, and most approved customers enjoy instant access to start spending right away.

Zable Loan:

The loan application process is paperless and fast – complete your application in our app and you could potentially receive your loan the same day. You can customise your loan amount and term, providing flexibility and control over your loan.

Credit Score:

Access your Equifax credit score for free, gaining valuable insights into your credit score history and the factors affecting your credit score and eligibility for a loan or card.

Zable Credit Card: Representative 48.9% APR (variable)

Zable Loan: Representative 32.5% APR (fixed). Assumed borrowing of £7,500 over 36 months at 32.5% APR representative. Monthly cost of £312.15. Total amount repayable of £11,237.40. Interest rate of 27.0% p.a.(fixed) and total fees of £440.00. From 9.9% to 49.9% APR. £1,000-25,000 over 1-5 years available.

Our loans involve fixed monthly payments over a set period, between one to five years. If you would like to change your repayment schedule or make early repayments for your personal loan, you can do so with ease (and without incurring a fee) via our app.

We're authorised and regulated by the Financial Conduct Authority as Lendable Ltd with reference 720261. Zable is a trading name of Lendable Ltd.

Here to help:

Reach our customer service team 7 days a week by email, phone, or text.

02033229128

contact@zable.co.uk

69-77 Paul Street
EC2A 4NW
Updated on
May 11, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Location, App activity and 2 others
This app may collect these data types
Personal info, Financial info and 2 others
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

4.8
64.9K reviews
William “FUB” Cort
March 9, 2025
Great! really informative & so much better that payments show within 15 minutes! **UPDATE**I have been using this for several months now & and have no complaints. I accidentally paid my bill twice because of a glitch/delay with my debit card. I paid, and the screen locked up, so I paid again. The 2nd time, the payment was slow, but I did get a confirmation. When I went onto the Zable app the following day, the 2 payments showed!! My account read -£726.51, £1526.51 available. So, be careful!**
80 people found this review helpful
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Ian
May 10, 2025
Not keen on this for two reasons... 1) The App doesn't work well (see multiple other reviews saying the same thing). When I emailed them to find another route, they said I should send 3 months unredacted bank statements. NOPE, that ain't gonna happen! 2) The interest rates on unsettles monthly bills is very high. So, for the poor, this is another way to get deeper in debt. It's a good Credit Card for the wealthy but dangerous for the poor.
1 person found this review helpful
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Stephen Robertson
April 22, 2025
I've been using my card now for 6 months, and my credit limit has increased. I'm happy that the app is easy to use, especially keeping informed of spending, how much to repay and what you got left. there was one small issue where I panicked a bit regarding a repayment not going through, but this was easily rectified by the customer service staff who were absolutely brilliant. this is a great way of rebuilding your credit score, not having a credit card before, I love this. thank you. 🙂
22 people found this review helpful
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What’s new

Your favourite finance app just keeps getting better with new features and bug fixes.