It takes more than a good credit score to access good credit. For that, you need to get credit healthy. Introducing Credit Health from ClearScore. All new, all powerful.
Go beyond your credit score and report and see how you look to lenders - giving you the most accurate picture of your financial journey. See your disposable income, how much debt you have, and much more.
Frightened by fraud? Get peace of mind. ClearScore Protect keeps you and your important information safer. We monitor your credit report and let you know if something isn’t quite right. If you want to take it a step further, you can choose Protect Plus - a paid for service.
You’ll access daily updates, enhanced monitoring, and more.
Confused by credit? We simplify it. Let the experts at ClearScore coach you to better Credit Health. Discover Improve and enjoy short, sharp, snappy videos designed to help you navigate the confusing world of credit, with confidence. Want to save money? Explore your personalised offers based on you and your goals. See what you could save and access the money you’re looking for.
▶ FEATURES
• Get your credit score and report - for free, forever
• Discover the fuller picture with an overview of your accounts, payment history, debt, and more
• Keep your important information safer and get alerts when something’s not quite right
• Improve your credit score over time, with simple explanations and step-by-step guides from our experts
• See what you could save with offers, tailored to you
▶ Signing up is quick and easy. All you need to do is:
1. Enter some details about yourself so we can match you to your credit file
2. Go through our security checks to make sure only you have access to your information
3. Explore your credit score and report
Your credit score is just the beginning.
ClearScore is a credit broker, not a lender.
▶ ClearScore is safe and secure:
• Your information is kept safe using secure systems and processes
• We'll never sell your personal details or send you spam
• We make our money through commission
▶ If you take out a loan via ClearScore, here’s what you need to know
Personal loan offers are available through ClearScore’s Marketplace from our commercial partners. Long term loan offers have interest rates that range from 11.75% - 29.25% per annum with loan durations from 6 months to 72 months. Rates can change without notice and they’re controlled by our partners, not ClearScore. Other fees may apply (for example settlement fees or late payment fees) but these are specific to each lender - you’ll need to review their terms and conditions for details.
While we do our best to find relevant offers for your circumstances it’s important to know that you might not qualify for a personal loan at all, or you may not qualify for the lowest rates or the highest offer amounts.
▶ Repayment example for a long term loan
A loan of R100,000 over 48 months at the average South Africa rate of 18.75% per annum. The monthly repayments will be R5,595.66 and the total amount repayable will be R134,295.84
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