Family budget—Spending tracker

Isabelomali sethu sanyanga zonke nesilandeleli sokusebenzisa imali akukaze kube lula. Sithanda ukwenza ukuphatha imali, isabelomali
ukulandelelalula. Elinye lamathuluzi okuphatha imali alula emakethe anebhajethi ezintathu zamahhala. Manje
ungazama uhlelo lwesabelomali lwanyanga zonke lomndeni wakho kanye nezezimali zomuntu siqu kalula ngokungeza eyakho
isabelomali sasekhaya kanye nezindleko zokulandelela.

Leli thuluzi le-tracker yokuchitha imali ku-inthanethi linezici eziningi ezinhle ezihlanganisa ikhono lokumema amalungu omndeni noma
abangani ukuze wabelane futhi uhlele ibhajethi yakho yezezimali ngesikhathi sangempela, sebenzisa ibanga lezinsuku, nokunye okuningi!
Yonga imali futhi uthole inkululeko yezezimali ngokuhlela ngokucophelela ibhajethi yakho yanyanga zonke kulokhu kubalwa
uhlelo lokusebenza. Ungakwazi ukulandelela imigomo yokonga nemali engenayo usebenzisa isibali semali engenayo kanye ne-tracker yokukhokha. Kuyi-a
Ithuluzi elihle lokubala ibhajethi labantu ngabanye, imindeni, nemizi. Ibhajethi yethu yezezimali enothile ngesici
Ithuluzi lekhalenda lisebenziseka kalula futhi kulula ukulisebenzisa. Sizokuqondisa ukuthi ungasebenzisa kanjani umhleli wethu wesabelomali
kusukela ekuqaleni kuze kube sekugcineni ngesifundo sethu sangaphakathi nohlelo. Futhi sizobonisa ukuhamba kwakho kwemali ngendlela elula ukuyiqonda
ifomethi. Uzothola ukuqonda ngezimali zakho siqu nokuthi yiziphi izindleko okufanele uzinciphise ukuze wonge
imali kulolu hlelo lokusebenza lomphathi webhili.

Lolu hlelo lokusebenza lokonga imali luhlukile kwezinye izinhlelo zokusebenza zebhajethi zamahhala, ezinezici zalo ezihlukile. Ungakwazi kalula
lawula ezezimali ngalolu hlelo lokusebenza lomgomo wezezimali. Ukulawula ukusetshenziswa kwemali akukaze kube lula... Uhlelo lwethu lokusebenza kuzoba olwakho
umqeqeshi wemali!

Sicabange ngemininingwane eminingi ngenkathi sithuthukisa lolu hlelo lokusebenza lomsizi wesabelomali. Sibuyekeze ezezimali eziningi zansuku zonke kanye
izinhlelo zokusebenza zokubala zokulondoloza ukuze zikunikeze ulwazi oluhle lomsebenzisi. Sabe sesithuthukisa lokhu kuthengiselana
uhlelo lokusebenza lwe-tracker ukwenza ukulawula imali kube lula. Uzokwaneliseka ngokuphelele ngohlelo lwethu lwanyanga zonke noma lwamasonto onke
izici zokuhlela isabelomali!

Ungakwazi ukulandelela ibhajethi yakho nyanga zonke noma masonto onke, kulolu hlelo lokusebenza lomphathi wesikhwama semali. Ungakha nsuku zonke, masonto onke,
okwenziwa ngasikhathi sinye ngenyanga noma ngonyaka. Ukuhlelwa kwesabelomali kwanyanga zonke noma kweviki kulula kakhulu ngalokhu konga
uhlelo lokusebenza lwe-tracker!

Isetshenziswa kanjani isabelomali sanyanga zonke kanye ne-tracker yokonga imali?

Okokuqala, dala ibhajethi yakho yanyanga zonke kulolu hlelo lokusebenza lomhleli wemali. Lapho uqala ukusebenzisa isipredishithi sethu sebhajethi
app, sizokucela ukuthi udale isabelomali sanyanga zonke. Ungakhetha ukwenza ibhajethi yomuntu siqu, umndeni,
yasekhaya, noma engenalutho enenketho yokwengeza isigaba kamuva. Bese ufaka imali engenayo kanye nezindleko zakho
emikhakheni elungile bese ufaka inani.

Kungani abantu abaningi basebenzisa indlela yethu yokuphatha imali kanye ne-tracker yezezimali?

• Yakhelwe wonke umuntu emndenini, abantu abasha abaqala ezezimali zabo kanye namaphrojekthi eqembu.


• Sinesifundo esakhelwe ngaphakathi nohlelo lokusebenza. Ungazakhela kalula ishidi lakho lebhalansi.


• Idizayini yesimanjemanje nesebenziseka kalula enamagrafu amahle.


• Futhi ungase ufune ukushintshela kalula kumodi emnyama uma usebenzisa uhlelo lwethu lokusebenza lokuhlela ibhajethi ebumnyameni
  imvelo ukugcina ithrekhi izindleko zakho. Lolu hlelo lokusebenza lokubala lokonga futhi likuvumela ukuthi ushintshe umbala
  yohlelo lokusebenza kokuncamelayo


• Isipele samafu futhi wabelane ngezici.


• Izabelomali ezintathu zamahhala.


• Imali eningi, idethi nesikhathi.

Ingabe isabelomali sanyanga zonke nesilandeleli sokuchitha sisebenza ungaxhunyiwe ku-inthanethi?

Ungahlela isabelomali sakho sasekhaya kanye nokulandelela izindleko ungaxhunyiwe ku-inthanethi futhi uma uku-inthanethi, isilandeleli sethu sezindleko
uhlelo lokusebenza lwamahhala luzobuyekeza idatha yakho emafini futhi idatha yakho izokwabelwa amalungu omndeni wakho futhi
abangani.