Sidekick: Wealth Management

I-Sidekick iyisango lakho lezinzuzo zezezimali zabacebe kakhulu, enikeza amanani enzalo ephezulu yokonga, amathuba akhethekile okutshala imali, nezixazululo ezivumelana nezimo zokungabi namali - ukukusiza ukuthi utshale, ukhulise futhi uphathe izimali zakho kanye nengcebo ngokuzethemba.


YENZA IZIMALI ZAKHO NGOKUPHATHWA KWEMALI OKUBALULEKILE

- Zuza isivuno esiphezulu ngamanani enzalo aqhudelanayo
- Lawula i-liquidity ngokufinyelela kalula kanye nama-akhawunti okonga esikhathi esinqunyiwe
- Jabulela ukuvikelwa kwe-FSCS (Izinhlelo Zesinxephezelo Sezinkonzo Zezezimali) kumabhalansi okonga afinyelela ku-£85,000 ngomuntu ngamunye, ibhange ngalinye


Nciphisa IZIMALI NGOKUTSHALWA KWEZINDLEKO EZINGAPHANSI ENGAKHONZA NGENKOSI

- Finyelela ukusebenza kwezimakethe zomhlaba ngemali encane esitokweni sethu, amabhondi kanye nezikhwama zemakethe yemali
- Tshala imali ku-ISA eyonga intela ngaphandle kwezindleko ezengeziwe futhi ujabulele izinzuzo ezingenayo intela
- Thola izibuyekezo ezivamile ekusebenzeni


YAKHA IPHOTHIFOLIYO YAKHO OWENZE UQOBO

- Engeza ukutshalwa kwezimali komuntu siqu okuhambisana namanani akho noma imigomo yezezimali
- Enza ngendlela oyifisayo i-S&P 500 ngokungafaki izinkampani ezithile, imikhakha, noma izigaba
- Yehlisa ukuchayeka ngokweqile esitokweni somqashi wakho


TSHALA NJENGOBA ABACILE KAKHULU NGAMATHUBA AKHETHEKILE

- Invest in Venture Capital Trusts (VCTs) enenzuzo efinyelela ku-30% yentela engenayo kanye nezinzuzo ezingenayo intela
- Thatha ithuba losayizi bamathikithi aphansi, ngokutshalwa kwezimali kusuka ku-£3,000
- Amathuba okutshala imali asezingeni eliphezulu ayeza maduze


FUMELA OKWENGEZIWE NGAPHANDLE KOKUTHENGISA IMALI YAKHO

- Londoloza ingcebo yakho futhi uzuze ezinhlelweni ezingase zibe khona zentela ngokuboleka, hhayi ngokuthengisa
- Ukuboleka kufika ku-40% yenani lephothifoliyo yakho, kudinga ubuncane bokutshalwa kwezimali okungu-£10,000, imali mboleko ayikwazi ukusetshenziselwa izinjongo zokutshala imali (ngokuya ngokufaneleka)
- 6.0% Emele i-APR (ilungisiwe). Ngokusekelwe emalini ebolekiwe engu-£10,000 ekhokhwa phakathi nezinyanga ezingama-24 (iminyaka emibili) enenani lenzalo elingu-6.0% ngonyaka (elilungisiwe). Inkokhelo yanyanga zonke engu-£443.21 kanye nenani eliphelele elikhokhelwa u-£10,637.04. Le APR emele iyasebenza emalimboleko engu-£10,000 kuya ku-£19,900 phakathi nezinyanga eziyisi-6 kuye kwezingama-30. Sinikeza imalimboleko esuka ku-£1,000 kuya ku-£60,000 enemibandela yemalimboleko esuka ezinyangeni eziyisi-6 kuye kwezingama-30. Isilinganiso esiphezulu se-APR ongasinikezwa ngu-8.0%.

HLALA ULWAZIWE NGOCWEPHESHE WEMAKEKETHI YESTOCK

- Thola izibuyekezo ezijwayelekile mayelana nokusebenza kwephothifoliyo yakho
- Thola izindaba zakamuva zemakethe yamasheya ephephandabeni lethu lamasonto onke lamahhala le-Market Pulse
- Joyina umphakathi wabatshalizimali abanomqondo ofanayo ukuze ukhulise ingcebo yakho ngobuhlakani


KHULISA INGCEBO YAKHO NGOKUZEthemba

- I-Sidekick igunyaziwe futhi ilawulwa yi-FCA (Isiphathimandla Sokuziphatha Kwezezimali)
- Ithimba lika-Sidekick lihlanganisa ochwepheshe be-fintech, izabelo zomphakathi, izimali ezishiwoyo, amabhange kanye nezobuchwepheshe - abaletha ulwazi olusezingeni lomhlaba endaweni yesikhulumi, futhi bakuvumela ukuthi utshale imali ngokuthula kwengqondo.
- I-Sidekick isekelwa ngabatshalizimali bezinga eliphezulu njenge-Octopus Ventures, i-Seedcamp ne-Pact


BHALISA MAHHALA NAMUHLA


I-Sidekick iyisizukulwane esilandelayo imenenja yengcebo yedijithali enikeza ukufinyelela emazingeni enzalo amahle kakhulu okulondoloza ukufinyelela okulula nama-akhawunti esikhathi esinqunyiwe, amasheya abiza kancane namasheya ama-ISA, amaphothifoliyo aqondene nawe, okunye ukutshalwa kwezimali njenge-Venture Capital Trusts, kanye nemikhiqizo ebolekayo efana nokuboleka kwe-Lombard.

Ukuhlanganisa ubuchwepheshe besimanjemanje, kanye nethimba lochwepheshe bangaphakathi - I-Sidekick ivula ukufinyelela ezinzuzweni zezezimali zabacebe kakhulu.

I-Sidekick inikeza amathuluzi okuphatha ingcebo asezingeni eliphezulu kakhulu kanye nolwazi ngesidingo sokuvelela ngokwezezimali sokukhulisa nokuphatha ingcebo yabo. Ngokwabelana ngezindaba zakamuva zemakethe yamasheya nezibuyekezo zezezimali zomuntu siqu, uhlelo lokusebenza likuvumela ukuthi ubone imali yakho isebenza kanzima kusukela osukwini lokuqala.

I-Sidekick ibeka phambili ukubeka izinto obala, ukukhululeka kanye nokunika amandla, ukuze uhlale uqiniseka ngakho konke ukutshalwa kwezimali. Thola ukufinyelela okukhethekile ukonga okunesivuno esikhulu, ukutshalwa kwezimali ngendlela efanele intela, nezixazululo ezivumelana nezimo zokuboleka ezifanelana nemigomo yakho. Joyina umphakathi we-Sidekick ukuze uqale uhambo lwakho lokwakha ingcebo ngolwazi, ukwesekwa namathuba owadingayo ukuze uphumelele ngokwezimali.

Lapho utshala imali yakho eyinhloko isengozini.