Liv X - Mobile Banking App

3.8
18K reviews
100K+
Downloads
Content rating
PEGI 3
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About this app

Step up to a bespoke digital banking experience with Liv Digital Bank's new and improved app.
The Liv X - Mobile Banking App offers you the fastest, safest, and most convenient way of banking on the go. Easy to download and use, this state-of-the-art app serves as the ultimate tool for managing your finances.
Open an account in just a few minutes with zero paperwork. Log in and bank securely through a multi-layered verification system. Navigate seamlessly between products, simplify and streamline your finances, and manage your everyday banking activities effortlessly.
Grow your money with a range of lucrative offerings like Livionaire Account, Money Ahead Fixed Deposits, Gold Account, UAE Equities, IPOs, and more.
Automate savings for life’s biggest milestones using the Goal Account. Or apply for a Personal Loan to fulfil them at the best interest rates.
Enable your kids and dependents financially with the Liv Lite app. Featuring a digital wallet with a personal Debit Card facility, this app allows them to have their own bank account which can be controlled and managed by the Liv X app.
Discover unbeatable cashback and rewards with our Credit Cards. Go green and transact digitally using e-wallets such as Google Pay, Apple Pay, and Samsung Pay. Avail premium benefits with a Liv Credit Card such as Balance Transfer, Installment Payment Plan at Point of Sale (PoS), and Loan on Card.
Choose from a host of lifestyle offers and deals from 2000+ merchants across dining, shopping, entertainment, fitness and more.
The Liv X app offers trust and innovation combined to serve as your one-stop-shop for all things banking and more. All through a user-friendly design for a fast, secure, and exceptional digital banking experience.
Key features include:
 Paperless & instant: Open an account in just a few minutes from the app with your Emirates ID and passport only. No paperwork required at all.
 Secure banking: Transact and manage your money securely through a multi-layered validation system.
 Money management: Add money to your account via any (UAE) debit card or through bank transfers. Track budgets, income and spends through the dashboard at a glance.
 Real-time alerts: Stay updated through personalized notifications. Get transactional updates as well as the latest offers across products and value-added services.
 Quick & easy bill payment: Pay utility bills in just a few taps. Choose from a list of service providers like Du, Etisalat, DEWA, Nol, Salik, and many more.
 Card management: Ensure the utmost safety of your card in a hassle-free way. Activate, lock, and unlock your Liv cards at the click of a button.
 Free local & international transfers: Make quick and easy transfers to any UAE bank using just their IBAN numbers. Transfer funds internationally using DirectRemit (across Egypt, India, Pakistan, Sri Lanka, Philippines, and United Kingdom).
 Exclusive services: Transfer money within UAE in a flash using AANI Pay with just the recipient’s mobile number. Generate validated e-statements directly from the app.
 Lifestyle benefits: Access the best deals across top entertainment destinations. Or participate in our biggest draws and investment opportunities such as IPO.
 Grow your wealth: Tap into the stability and security of Digital Gold or trade effortlessly in UAE Equities from the comfort of your home.
 Prompt support: Connect for assistance easily via Call or WhatsApp on 600521212.
Get onboard the new Liv X - Mobile Banking App today to enjoy the many benefits and features that it has to offer. Upgrade to a brand-new digital banking experience. Liv Ahead, Bank Ahead.
Elevate your banking experience today. Download the Liv X - Mobile Banking App, powered by Emirates NBD, and take control of your finances!
Terms and conditions apply.
Updated on
Apr 25, 2025

Data safety

Safety starts with understanding how developers collect and share your data. Data privacy and security practices may vary based on your use, region, and age. The developer provided this information and may update it over time.
This app may share these data types with third parties
Device or other IDs
No data collected
Learn more about how developers declare collection
Data is encrypted in transit
You can request that data be deleted

Ratings and reviews

3.8
18K reviews
S M
May 13, 2025
Terrible app that does not work. You go around in circles with the call center and Whatsapp, I deposited money into the account to open but now have no access to it, even trying to close the account seems impossible because you go around in circles, call center says you have to email, email response says you have to call. Yet they keep charging a subscription fee. This has been going on for weeks. Every week they promise that the bugs will be fixed, just wait 3 days and then re-install the app..
Did you find this helpful?
Emirates NBD
May 14, 2025
Hello S M, your feedback is important to us, and we are committed to addressing your concerns. Please contact us at service@liv.me so we can assist you further. You can use this reference details LBG-01234 in the email subject.
Frankderrick Musoga (Derrick)
May 15, 2024
Summary of experience so far: very buggy. It looks better for the most part than the previous app but has lost function. Update beneficiaries from the previous app is not functional; goal accounts are not showing although I see a balance; usage of yellow and grey in parts of the UI makes it very hard on the eyes. Feels like an ENBD X app with a Liv skin and bugs thrown in to make it frustrating as the previous app was functioning fine.
34 people found this review helpful
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Emirates NBD
June 5, 2024
Hi, thank you for writing to us. We are happy to confirm that your beneficiary listing issue (transfer issue) has been resolved. Request you to log in the App and kindly try initiating a transfer. Thank you for your ongoing trust in us.
Affan Farooqi
May 2, 2025
Sometimes it works, sometimes it doesn't. Sometimes the option to view receipt after a transaction works, sometimes it doesn't. And most frustrating is the ads you see every time you log in or do something. Promotional ads appear every time. There is no option to tell the app that I am not interested in this promotion or ad, so stop popping up again and again.
1 person found this review helpful
Did you find this helpful?
Emirates NBD
May 2, 2025
Hi Affan, your feedback is valuable, and we have taken it onboard. If you’d like to speak to us, kindly call/WhatsApp us at +971600521212 or share details of your issue at service@liv.me and mention reference LBG-01210 in email subject, so we can help ensure that your experience with us is nothing but the best.

What’s new

We are continuously working on enhancing your experience with each update while eliminating pesky bugs. This edition delivers an even smoother and seamless experience. Just make sure you are using the latest version to enjoy our features and services to the fullest.